According to the AAA Foundation for Traffic Safety, 11 percent of traffic accidents are hit and runs. This illegal act can leave injured victims in even greater danger as well as leave them feeling as though they have nowhere to turn to pay for their injuries.
Do not lose hope; you have a few different options to recover compensation. A Fort Lauderdale hit & run accident lawyer at Farmer, Jaffe, Weissing, Edwards, Fistos & Lehrman, P.L. can help you explore your options: 954-524-2820.
The first question most of our clients have when they have be
Involved in a hit and run is how they will possibly pay for their injuries, property damage, and lost wages. Depending on your unique circumstances, you have a few options:
If you are able to find the driver, you may be able to recover compensation (either through a claim or lawsuit).
To help the officers find the driver, give them as much information as possible, such as the car’s color, make, model, license plate number, and direction it was heading.
If you find the driver, you will still have to prove his negligence, but you may be able to use his leaving the scene as an admission of fault for the accident.
However, if you are unable to locate the driver, you have other options.
Certain types of insurance coverage may help you recover damages for the losses you incurred in your hit and run accident. No-fault insurance and uninsured/underinsured motorist coverage may both give you options for financial recovery.
Because Florida is a no-fault state, it requires all drivers to have a minimum of $10,000 in personal injury protection (PIP) insurance to cover their medical expenses and lost wages. This means that even if the other person flees the scene, you will have money for your injuries.
However, you need to visit a doctor and file a claim within 14 days. If you do not file within two weeks, you will be unable to recover anything.
Even if you do get the full $10,000, serious injuries can easily eclipse those limits.
You may have another option though.
Uninsured motorist (UM) and underinsured motorist (UIM) insurance protects drivers involved in accidents with drivers with no little or no insurance. It also covers drivers involved in hit and runs.
If you can prove physical contact with another vehicle and find a witness to verify what happened, your UM coverage may help pay for your damages. UM can cover damages even if the police never locate the at-fault driver.
Even though you have already been through enough being involved in an accident where a driver fled the scene, your fight is likely not over yet. Even though you pay your insurance premiums every month, your insurer likely will not just hand over the money you need.
It is a business which means its first priority will likely be protecting its bottom line, not you. This means that it might make you jump through hoops, fill out necessary forms, claim you filed too late, or just deny your claim entirely.
We believe that no one deserves treatment like this. Our attorneys will be your path to justice; we will examine your policy, look for any loopholes, and ensure we have crafted a defense against any accusations the insurer might make.
We have 150 years of combined experience studying Florida laws and representing injured victims against negligent drivers and insurance companies. We know all their tricks and how to best defend you against them.
What you can recover depends on what insurance you have. If you only file under your PIP protection, you can recover $10,000 in medical bills and lost wage benefits.
If you file with your UM policy, you will be able to recover up to the limits of that policy (It will be equal to the limits of your bodily injury liability policy.)
If you manage to find the driver, you may be able to recover compensation for medical expenses, lost wages, loss of future earning capacity, pain and suffering, etc.
Your hit and run accident may require a more thorough investigation than a traditional accident. The attorneys at Farmer, Jaffe, Weissing, Edwards, Fistos & Lehrman, P.L. will leave no stone unturned when it comes to your case.
You might think this will cost you thousands of dollars. This is not true. We work on a contingency basis which means that you do not owe us one cent until we win your case for you. We believe that everyone should have quality legal counsel without worrying about how to pay.
Call 954-524-2820 today to schedule a free consultation to discuss your legal options.