Credit Reporting Problems
The accuracy and clarity of credit reports are vital to consumers because frequently credit worthiness, insurability, and employment decisions are based, in large part, on these reports. Inaccurate or unclear information may make credit unavailable to consumers or available on unfavorable terms or may cause consumers numerous other headaches—namely, higher interest rates and higher lease payments; rejection by a potential employer; or rejection of a consumer’s insurance application or an offer of insurance at a higher price or premium.
The Fair Credit Reporting Act ("FCRA") is a federal law that governs the content of consumer credit reports and the manner by which inaccurate and unclear information contained in reports must be removed. The FCRA provides other valuable protections for consumers, too.
Our firm is currently investigating allegations against consumer reporting agencies that allegedly provide inaccurate credit information. If you have information about this issue or a related concern about credit reports, please use the form below to contact us or call our toll-free number, 800-400-1098.
Our consultations with potential clients are free.